We might be aware that HDFC bank steals money through one or the other way but SC has won the race with HDFC.
They will give some exclusive offers but take it when you are frequently going to use that offer. If you don’t spend money daily through CC. SC bank CC is not you coffee then. They will charge even for redemption as well and they will send you cheap quality products.....
They have just open a new shopping website when the worst quality products you will get for redemption...if by chance you fail to minimum balance. They will charge you interest as if you have taken lakhs of rupees from several years!