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At the time of hospital bill payment they will reject the claim and and bring 100 reasons to reject the claim, i has taken red-carpet insurance for my father, he was admitted in Aster hospital kochi on 8th jun 23 his clim was rejected telling that he was having an accident in 2019. When i was taking insurance the agent ask me did he have any helth issues i told the he has Bp, any surgery’s i tild them no that was the question they asked and my fater was admitted for epilepsy.