The insurance was taken by me on the 11 June 2011 and I want to tell you the problem about the skim that faced by me and there plan and charges : -
1) The skim is that you need to pay 2000 per year and you were provided the upto 2 lacs for any medical injury.
2) The skim is very good and efficient but the behaviour of the staff and was not good because the skim were not properly explian by them and they was not telling the proper terms and condition .
3) The insurance was take too much time to get that payment near about the 15 days and the proper valid proof of the hospital than and only then the money was provided but major issue is the 15 days that was too much time.
So, Rather than this you should go for the LIC health insurance .