This is the worst insurance company fooling the people around. worst response. I have claimed for reimbursement in the month of jan n still they have not intimated me with anything. have sent all the originals n required twice n they are asking for same. very irresponsible. wont let you know of anything and at last both my claims have not been passed. I Will Not recommend any one to take this insurance , and save their money for the bad time .