I’m using SBI saving account facility since 2011, you can easily apply and get your account ready in same day itself. They have different types of accounts available based on your requirement you could choose.
For example saving account is normal account you can keep your money with some limit of withdraw, here you get 4% of annual interest and this interest is credited two times in the month of June and December(in my case); for current account, it mostly used by business man and you can frequently make transaction with any limit but without interest; other types of account are demat, recurring etc. actually I’m preparing for bank PO and SBI is my first choice, because I heard it provides much allowances compare to other bank so anyone could prepare for it, there is special test for SBI i.e. not come under IBPS selection procedure.
Now come to its services I frequently use SBI net-banking facility without any extra charge so I could save my time and money also. You can see many other useful link under netbanking, you could transfer funds, book online tickets, pay taxes etc. SBI have mutual fund facility, health policy along with debit card, credit card, cheque book etc. I choose it because of easy and friendly function, availability and trust.