Commented on ssss727's review

dear all ! very unhappy to read , in my own experience , better take a term plan plus good equity mutual funds for long term in SIP mode. understand life insurance polices are for risk covarage only, for tax saving ELSS are really good with a lock in period of 3 years only. thanks for this ser read more...

Commented on Dinesh_1976r's review

yes because the charges are 70 % of your annual premium in the first year. if you have opened your policy bond, you May be finding it. the best option at that tim was a FREELOOK period, u can surrender the policy and receive your full money.

Commented on ramachandravv's review

dear all, 5 years ago every one believed every one.Let us learn this hard lesson from these companies. names, places or the amount may be small or big.most of the policyholders lost money. sofrom today, atleast let us all read the fine print. all good luck!

Commented on john368's review

dear all as i am working in the above foolish co..i want to share one silly thing. these fools call the policyholders before the due date for renewals and in each call they say today is the las date. when contacted these fool told me that somany polices have already LAPSED, so this trick for the read more...

Commented on vishalsinghm27's review

sir, with all the documents like original policy bond, death certificate, nominees discharge letter duly signed etc.. visit the lic office and meet the branch manager. next step is visit the reginoal are H. O of your dist.. for help.. you can also get help from lic CRO .

Commented on ganesh884's review

YES, every word is true. They all think and work in most unproffessional way i ever saw. the front office smart lady is advising a 65 year old person for a ulip policy by surrending the present ulip from the same company. What a pity ! that old is thinking that office is SBI bank !!!!!

Commented on rachit85's review

yes.every word is true. i believe others can learn from this pain before loosing money.

Commented on arjunreddy22's review

yes, but remember one thing almost common in cases like this, there is NO help from the sales agent or so called relationship managers of banks, who are the real BENEFICARIES of these ulips.

Commented on ursveer's review

yes, every word is true. this is the same fate for their other ULIP, children dream plan and dream plan. thanks for this service

Commented on rathish_t's review

yes every word is true. many innocent policy holders believed these mnc do better than monopy LIC , which was proved wrong. I am happy with low charges, no service from lic, where as these MNC are more charges , no service or manytimes worst service. sorry to hear all this pain.

Commented on ram1946's review

true,every word. soory to hear his pain. so others may be ware thanks for this service

Commented on nky85's review

dear all ! very sorry to hear all this. Companies like birla, aviva, religare etc have come to india for doing business after paying huge fees and deposits in RBI/ IRDA ..so they want to earn their money back very quickly. keep away from these companies, they loot your hard earned money and i kno read more...

Commented on gsmouthshut's review

dear all ! my boss being a very rich person, always busy with work, no time to visit blogs like this became a poor victim of these ulips. His bankers, freinds freinds freinds sold him 8 un nessairy polices with 0ne LAC annual premiums saying only for three years sir ! so he gave me the work of read more...

Commented on gsmouthshut's review

yes, avoid ulips.

Commented on mahra17's review

true.pvt. life insurance co. have already spent a lot of money for start up business in india. now all of them are recovering the huge expences. thanks

Commented on anuragjain29's review

dear all, kindly remember life insurance is NOT for tax saving or investement! it is ment only for RISK/DEATH cover. a pure term plan is life insurance only not ULIPS. thanks

Commented on anuragjain29's review

true. well said! read the premium illastration before you sign the check.

Followed @nirdesh7kumar

Commented on blurockz's review

hi, tinkku640,well said ! bythe bye what is this 640 is it your jail no. do not believe these pvt. co. are here only for business.