Commented on lovepreets's review

Hi,no doubt LIC is stand first in claim settlement,loan disbursement though there was some deficiency initially & benefits are less to some an extent.

Commented on sharmamanav786's review

Hi, The damages stated in the review seems to be not intentional,but due to fog this has happened so it is come under owner damage due to nature problems. As per IRDA all insurers are required to treat all unintentional damages as accidents. Pl insist insurer to consider claim if no reply from insur read more...

Commented on sanj1088's review

Hi,Pl file a complaint to insurance ombudsman against insurer for cancelling coverage, in your case they might have arranged for inspection of so costly phone.

Commented on moirangthemalbert's review

Hi,This is very much true as far as loans & services concerned, I have given loan application with all documents against assignment of two policies in the morning in the last month,to my surprise loan amt. was credited to my bank account same day. where as previously lic may take 7 to days for disbu read more...

Commented on navyugpublicmotad's review

Hi,all health policies of all companies are excluded eye treatment except cataract & retinopathy. Pl. you may refer terms & conditions & terms of policy document,where in it may clearly stated any type of dental & eye treatment except cataract,retinopathy will not be allowed for claim. Even IRDA has read more...

Commented on roysujoy8564's review

PL submit a complaint to insurance ombudsman on basis of portability of your policy,if period of pre existing time is completed before porting your policy,insurer cannot deny the claim.

Commented on bhkp8str's review

Hi, if premium is collected by insurer & assigned policy no they have to issue policy document or else to refund the premium collected by the insurer,you may insist insurer in this regard.

Commented on nirajecsez's review

Hi,if after lock in period & provision is there for redemption as per Policy T&C,insurer has to accept redemption request & arrange for payment of redemption value within 15 days from the date of request, if no response from insurer & undue delay they are liable to pay interest for delayed period.

Commented on mullashanawaz06's review

Hi,if you have received policy document & insurer refused to accept updation of address on basis of adhar,insurer cannot deny the same,however insurer can request or ask any other proof for updation,pl insist insurer for updation or ask them to refund the premium if free look period is available or read more...

Commented on gkarkashyap's review

Hi,any oral assurances/offers/promises by agents/staff will not be valid. It is better not to renew.

Commented on namepallikrishna46's review

Hi,if terms & conditions of policy issued says that waiting period of 2 years is applicable for all surgeries including emergency then no coverage is available,you may refer terms & conditions attached to policy document issued by post/courier/email etc. Normally emergency like accidents coverage is read more...

Commented on viggyraju's review

Hi,As per procedures followed if hospitals recommends inpatient treatment to avoid spread to others based on asymptomatic conditions,then only option is admission to hospital isolation & treatment based on covid19 test report with positive ones. If policy is renewed or issued policy in 2020 &if insu read more...

Commented on yoganandacr428's review

Hi, In case of ped condition declared at the time of proposal,which will not be covered for 2/3/4 years & if treatment for kidney & for others &if hospital discharge & treatment charts indicates as ped before issue of policy that will also not covered at all & policy liable to be terminated for non read more...

Commented on ranveer_bisht's review

Hi as far as govt insurance policies are concerned,claims will be restricted to small amounts if claim is higher amount they will also take their own time except LIc.

Commented on MHSuryanarayana's review

Hi,on maturity of policy,insurer has to pay maturity value to insured, there is no need for to reinvest in another policy which will take at least 10 years to mature & there is no gaurente of good returns, All oral promises & offers are not valid,only terms & conditions of policy will prevail. In read more...

Commented on brittobossom960's review

Hi,There is a free look period of 15 days frm the dt of receipt of policy document by post/email/courier,during which insured/proposer can cancel the policy if policy is different or terms of policy/value of units differ,sometimes insurers may delay in issuing policy even if premium paid, mentioning read more...

Commented on sandeepginoya14's review

Hi,This is common in hdfc group,once i have purchased units under one of mutual fund,though proposal(manual) with all documents they have accepted the proposal form with deposit,when i have received statement of accounts investors name is show as my late father.If there is any wrong information from read more...

Commented on varunawasthihr's review

Hi,you shd not fall prey for payment of money if they are not ready to 2nd interview unless you pay money you shd have ignored at all.

Commented on mannyd1905's review

Hi, Have you verified insurance document given after payment of 1st premium,where in details of insurance coverage,tenure of policy, premium per yr/half yr/quarter/monthly etc,benefits payable after maturity mentioned or ppt stops if it is not term cover policy. If premium is different from one ment read more...

Commented on bgkreddy78's review

Hi,If claim papers are in order &ok,insurer has to settle the claim within 15 to 30 days or reject the claim giving specific reason in writing or by email or by sms. If claim is rejected approach customer grievance cell,they have to look in to the matter & infmn their decision within 30 days,if not read more...