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Maharashtra
Member Since:Jan 30, 2004
0 MS Points
I'll keep my MouthShut rather than do my own 'Lal'. Networking
About Me
Education: MBA
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Ensure Concise Documentation to Avoid Issues!!!
2
Reviewed Passport Seva Kendra
Not that the details aren’t available but the purpose of writing this short note on ’Passport Application’ and subsequent ’Police Verificatiread more...
Beware of L&T Mutual Fund
1
Reviewed L&T Mutual Fund
Every customer who invests in mutual fund ... get the moment of experience about the company when s/he goes for redemption, this differentiates between actual cread more...
CAMS are pathetic in services
Reviewed Computer Age Management Services
Computer Age Management Services are transfer cum service agent for many mutual funds in India. Unfortunately their services are absolutely pathetic ... plus thread more...
Avoid
Reviewed Vijay Sales - Kalyan
Vijay Sales at Kalyan, has leaps to go in order to catch up with competition. I checked out Eureka Forbes Aquaguard Crystal water purifier this was priced at 84read more...
IDBI Home Loan ... Give it a miss!
Reviewed IDBI Bank
I’m an existing home loan customer of IDBI Bank from Thane branch. Things were good till the expiry of fixed rate. Shock came at the applicable floating raread more...
Review on iTerm
Reviewed AEGON Life
Concept of iTerm (purchase of term plan through internet) is quite unique. I believe as the agent is not involved (i.e. no commission charge), the base premium read more...
Urgently need a home loan
Reviewed Taking a Home Loan
I have visited almost all PSU banks, Private banks and housing finance companies. Please guide me as per your experience on the below:
Avoid CNG taxis
Reviewed Meru Cabs
The driver himself requested us to complain, the taxi hardly moved beyond 40kms even on Bandra-Worli Sea link. It was Maruti Esteem but a CNG model thus took a read more...
HSBC - The World's Global Cheat!
Reviewed HSBC Visa Credit Card
I really curse myself the day I agreed to be their credit card customer, worst so when I actually applied for their personal loan of Rs 20, 000 on my gold crediread more...
Personal Loan Cheats - 10125863
Reviewed HDFC Bank
I took a personal loan of 2, 20, 000 from HDFC bank way back in Mar 06 for a tenure of 4 yrs. As a result my last EMI to be paid is on 7-Feb-10. But due to a horead more...
Never, never buy from Rediff
Reviewed Rediff
I have been cursing myself since the time I bought this unbranded DVD player, reason was simple it came at phenomenally low price. Needless to say the excitemenread more...
Caught in their Credit Card - Loan Web!
Reviewed HSBC - Hongkong & Shanghai Banking Corporation
An unfortunate holder of HSBC Gold Credit Card, I had taken a personal loan of Rs 20, 000 (which had limit of Rs 50, 000). I missed payments - call it my absentread more...
Good to have, but need more optional offerings
3
Reviewed Nokia 6085
Received the box that included only the hands free kit (mono) & charger I was expecting FM Stereo Hands Kit, USB Cable. Free Memory is meagre 4MB = it has a mp3read more...
How to find LPG cylinder's expiry date!
Reviewed General Tips on Cooking Gas
Most of us might not know this, I didn’t knew it. Do you know that there is an expiry date (physical life) for LPG cylinders? Expired Cylinders are not safread more...
IT Refund - Apply 'Gandhigiri' aur 'Lage Hi Raho'
Reviewed Tips on Fighting for Consumer Rights
"Lage Hi Rahoge ..." Most of you would know that the movie "Lage Raho Munnabhai" is synonym to ’Gandhigiri’. Somehow this ’Gandhigiri’ bug cread more...
Broken Promises and Unethical Fee Hikes: A Parent
Reviewed Treamis World School - Electronic City - Bangalore
When we choose a school for our children, we expect transparency, fairness, and trust. Unfortunately, our recent experience with Treamis School has been anythinread more...
@cyrilsunil
@maaz_nawaz
@GRuchirG
@avishek82
@ajeet15
Followed @VIJAY_SALES
VIJAY_SALES
Commented on own review
IDBI's customer service is really pathetic in some of the branches. It is running an scheme by which the existing home loan can be charged back to the base rate, by paying Rs. 3000 while I heard SBI does that without any charges. Issue is the branches don't even bother informing the existing h read more...
Commented on kiranmayisiddabat's review
Yes, their customer service is really pathetic in some of the branches. Did you know that they are running the scheme by which the home loan can be charged back to the base rate, by paying Rs. 3000 while I heard SBI does that without any charges. Issue is the branches don't even bother informing t read more...
Commented on yatin.shah's review
Seem to be paid consultant
As compared to other banks reducing the floating rate from as high as 11.25% to just 10% for all existing customers, don't know why IDBI is adamant and continues to charge us at 11%. While I'm exploring with SBI, surely the next loan is not from IDBI
IDBI allows for only 4 pre-payments in a financial year provided the minimum amount is Rs. 50,000 My concern is not on pre-payments but to transfer loan to another bank which is gross 2 - 3 % of the outstanding amount.
There is news ... worthy competitors like HDFC Life have come up with similar plan with higher sum assured and of course lesser premiums ... in fact much less!
Response was mere words and no action :(
Commented on mav_fdr's review
Samsung is worst in service!
Thanx seshadri, I indeed went for IDBI teaser home loan with fixed interest of 8.25% till Mar-12. However they forced me to go in for home insurance (extra amount of Rs 4500) before disbursement
Followed @seshadri.puvvada
seshadri.puvvada
Commented on sarathi's review
Thank god, I closed the savings account with them, result ICICI declined my credit card, thank god again!!!
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